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Choice Checking is our most popular account, with expanded fee-free ATM access and lower rates on loans.
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Your business is more than an account number. From lending to employee solutions and everything in between, you'll get more attention and personalized service with us. Maincity Trust Bank your Bank in mind.
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View articlesAPY = Annual Percentage Yield. Client must have a Maincity Trust Bank checking account, excluding an existing money market account. Requires an increase in total deposit balances of $25,000 (including checking, savings, and CDs with same ownership) with Maincity Trust Bank by August 31, 2023. For personal accounts, special rate is secured by maintaining minimum daily collected balance of $25,000 in Money Market account. For business accounts, special rate is secured by maintaining minimum daily collected balance of $25,000 and less than $2,000,000 in Money Market account. Offer ends April 1, 2024. At that time, personal accounts will transition to our standard (3B) Maincity Trust Money Market (or equivalent) and all account structures, including, but not limited to the rate structure of the Maincity Trust Bank Money Market; business accounts will transition to our standard (6A) Business Money Market (or equivalent) and all account structures, including, but not limited to the rate structure of the Business Money Market. Limit one Business Money Market Special account per tax ID. Call or visit a local financial center for additional details.
APR = Annual Percentage Rate. Introductory rates start at 6.99% for the first 6 months. $10,000 minimum loan amount or increase to existing line required. Eligible on owner occupied properties only. Must apply by September 30, 2023 for promotional rate. Non-promotional rate ranges from 8.35% to 11.80% APR. All loans subject to credit review and approval and rates are subject to change without notice. For additional information on loan benefits, please view our checking account options.
Monthly service charge is refunded when total direct deposits for the statement period are $500 or more. Monthly service charge can be reduced by $0.20 for each debit card purchase transaction made during the statement cycle up to $10. ATM transactions are not debit card purchase transactions & will not reduce the service charge. Earn-out activities mentioned need to occur each statement cycle in order to receive the account credit(s).
All deposit accounts are subject to the Account Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.
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